IT Knowledge Base

Capex vs Opex Finance

Understanding the difference between Capex v Opex will assist you in determining if Capex finance is the right solution for your business and what type of finance agreement will be the most suitable. Below we explain the difference between Capex and Opex and the finance products we offer to help you determine what solution is right for your organisation.

CompNow provides customised procurement, deployment & support services for Education, Government and Business. We are 100% Australian owned & operated, have been in operation for over 30 years and have over 150 technically certified staff. Here is the difference between Capex and Opex and how we can help with Capex finance.


Enquire About Capex vs Opex Finance Options Today

Call 1300COMPNOW to speak with us about Capex finance and the best solution for your organisation. Alternatively, fill out our online enquiry form and we will get back to you as soon as possible.

What Is Capex vs Opex?

Capex stands for Capital Expenditures which are major, long term expenses. Capital expenditures need to benefit a company for longer than a tax year. Capital expenditures are physical assets such as:

  • Buildings
  • Equipment e.g. computers and machinery
  • Vehicles

Opex stands for Operational Expenditures which are short term, day to day expenses that a business needs to be able to operate such as salaries, rent, business travel, utilities and interest paid on debt.


Capex Finance

Capex finance is often used for organisations that want to increase their capital investments or are expanding their business but need Capex finance to fund it or don’t want to tie up existing funds. Expenses incurred from Capex finance can be claimed as an operational expense (Opex).

We offer four finance products that we tailor to suit each client. Our finance products include:

  • Master Rental Agreements
  • Finance Leasing
  • Loan Agreements
  • Device as a Service

If you are looking for a Capex finance solution, we will work with you to determine what product will be best suited to your needs. We also have a webinar that provides insight into the differences between our financing options and the benefits of each.

Please note, all information presented on this page is general information as does not constitute financial or tax advice. Seek this from a certified financial representative.

Opex Finance

We began offering finance products 5 years ago as we saw a need for this for our clients. We have four main products with the Master Rental Agreement and Device as a Service being our most popular. We tailor our finance solutions to suit the client and are ideal for Opex service agreements.

Our finance products include:

  • Master Rental Agreements
  • Finance Leasing (where you lease not own the equipment for the duration of its lifecycle)
  • Loan Agreements (where you purchase equipment with a loan)
  • Device as a Service

Device as a Service delivery model is ideal as an Opex service agreement as it wraps hardware, software & services into all in one delivery model and enables you to maximise the lifecycle of your assets. Through our Delivery as a Service model we can help you to configure and deploy your IT solution and provide ongoing support.

Watch our webinar on modern procurement options with CompNow finance that provides an insight into the differences between our finance products to help you determine what option will work best for your IT Opex finance solution.

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